Kansas credit unions: For people, not profit.
People Before Profit.
Credit unions are unique organizations in the financial services marketplace. They are member-owned financial cooperatives whose sole purpose is to meet the needs of their members.
Credit unions exist to serve their members and live by the philosophy of "people helping people.”
Credit unions are an important part of Kansas’ financial system because our structure puts people before profits.
Any profit a credit union makes goes back to its members, instead of stockholders, in the form of lower fees and higher rates of return. That’s why credit unions typically have lower or no fees as compared to other financial institutions.
Consumers need choices. Credit unions offer a different approach compared to other financial institutions. Competition between financial service providers ultimately benefits the consumer by requiring financial institutions to provide quality services at competitive rates.
Ultimately, all consumers benefit from having credit unions in the marketplace.
But it’s about more than competition. Credit unions offer a completely different business model to provide financial services to consumers.
Serving Kansas Communities.
Credit unions are vital to each and every community they serve, and are dedicated to making their communities a great place to live. They support other businesses and organizations, provide a financial service to their neighbors and give back to other not-for-profits through fundraisers, charitable giving and community events.
Nationwide and in Kansas, credit unions’ charity of choice is Children’s Miracle Network. Credit unions help raise money by participating in Miracle Treat Day, Miracle Jeans Day and Holiday Icons drive.
Focus on Financial Literacy.
Kansas credit unions have always recognized the importance of financial literacy—both for their members and in their communities. Their main priority is to serve their members and help them achieve financial success.
Credit unions know that financial health starts early and have programs targeted at all age levels. Save@School programs help teach elementary age students the importance of savings. Kansas credit unions operate 16 in-school branches that employ more than 80 students and teach the value of saving money.
Credit unions staff Money$mart Financial Literacy camps at the middle school level. For the high school level, credit unions support the National Endowment for Financial Education’s High School Financial Planning Program, an award winning comprehensive curriculum provided for FREE to all schools—including thousands of copies to Kansas schools.
Each April, credit unions promote financial literacy on a national level during Credit Union Youth Week.
Find out more --
The Credit Union Difference
How are credit unions different from other financial institutions?
About Kansas Credit Unions
Want to know more about our Kansas credit unions?
Credit Union Community Involvement
Credit unions are a vital and active part of their communities. See how Kansas credit unions make a difference in the lives of others.